Terms of Service

Last updated: 25 April 2025

1. Acceptance

By accessing NairaFX.ng (“Site”) you agree to be bound by these Terms of Service and the Laws of the Federal Republic of Nigeria, including the Nigerian Communications Act 2003 and FCCPC Guidelines 2022. If you disagree, do not use the Site.

2. Eligibility

Services are intended for persons 18 years or older. By using the Site, you warrant that you meet this age requirement.

3. Educational Content Only

All articles, reviews, and tools are provided for educational purposes; nothing constitutes financial, investment, tax, or legal advice. Always consult a licensed professional.

4. Intellectual Property

5. User Conduct

You must not:

Post unlawful, defamatory, or infringing material.
Use the Site to promote scams or unlicensed brokers.
Attempt to reverse-engineer, hack, or introduce malware.

6. Affiliate Relationships

The Site earns commissions via affiliate links. See our Affiliate Disclosure. Commissions do not alter ranking methodology.

7. Limitation of Liability

To the fullest extent permitted by the Nigerian Contracts Act 1990, NairaFX.ng shall not be liable for any indirect or consequential loss (including trading losses) arising from use of the Site.

8. Indemnity

You agree to indemnify and hold harmless NairaFX.ng, its owners, and contributors against claims arising from your breach of these Terms.

9. Third-Party Links

We are not responsible for the content, security, or practices of external websites.

10. Suspension & Termination

We may suspend or terminate access without notice for any breach of these Terms.

11. Governing Law & Dispute Resolution

These Terms are governed by the laws of Nigeria. Any dispute shall be submitted to the exclusive jurisdiction of the High Court of the Federal Capital Territory, Abuja.

12. Amendments

We may update these Terms at any time. Continued use after changes constitutes acceptance.

13. Contact

Questions: hello@nairafx.ng